Tax-Efficient Structures, Asset Protection, and Wealth Management for Lasting Clarity
Most of our clients are already successful.
Their challenge is rarely generating more income or opening new revenue streams. More often, it is about how everything fits together. Interests built up over time, across businesses, property, and investments, can start to feel fragmented. Tax exposure can increase. Flexibility can narrow. Structures that once worked well may no longer feel robust.
That is usually the point where questions start to surface. Are things set up properly? Is there unnecessary risk? Would this still work if circumstances changed?
We advise entrepreneurs, investors, and families on tax-efficient planning, asset protection, legacy preservation, and wealth management. The focus is on building arrangements that are compliant, coherent, and able to hold up over time, not just in theory, but in day-to-day reality.
No products. Nothing generic. Bespoke advice that is fit for purpose.

Advice that stands up to scrutiny
Through strategic partnerships, Infinitus Consulting provides tax-efficient planning, asset protection, legacy preservation, and long-term wealth management strategy.
In practice, that means helping clients understand how ownership is organised, where exposure sits, and what could be improved with sensible adjustments. Sometimes the issues are obvious. Sometimes they only become clear once everything is laid out properly. Either way, the aim is the same: structures that are deliberate, compliant, and resilient over time.
Recommendations are shaped to withstand scrutiny from tax authorities and to remain workable through major life events such as a business exit, relocation, illness, or the gradual transition of wealth to the next generation.
We do not sell financial products. We advise on structure, governance, and long-term planning so decisions feel considered rather than rushed.
Services
Roadmap
A clear review of your assets, ownership, and exposure, identifying practical next steps for better clarity and structure.
Asset protection
Advice on how assets are owned, separated, and governed to reduce unnecessary risk while remaining flexible and compliant.
Self Administered Family Office
The SAFO is about clarity. One structure. One purpose. One set of rules. It’s about keeping your money working for you, protecting what matters, and setting your family up for success — without giving up control.
Inheritance Tax Planning
Planning how wealth, control, and responsibilities may pass over time, minimising uncertainty for future generations.
Business Exit
Preparation for full or partial business exits, ensuring ownership, tax, and personal arrangements work together.
Equity Exchange Vehicle
A framework for reorganising ownership or introducing partners while keeping decisions clear, flexible, and compliant.
Banking
Reviewing banking arrangements to support wealth management, investment, and risk oversight efficiently.
Investment
Ensuring investments fit the wider wealth plan, aligning with risk, liquidity, and long-term objectives.
Finance
Guidance on borrowing, leverage, and restructuring across personal, corporate, or property contexts, focused on sustainability.
Tax Planning
Identifying where tax arises and exploring compliant options to improve efficiency without adding complexity.
Testimonials
A great service, very happy with the outcome. I’ve learnt that not only will I make significant tax savings but the compound effect of reinvesting those tax savings is pretty mind blowing over a 10 year period.
Sarah J
My business was being penalised for being successful. The tax implications of continuing with my traditional business set-up ( normal Ltd Co, common shareholding etc ) doesn’t even bear thinking about. I’m delighted to have got onboard with Tom and Co.
Jason P
Outstanding service! My eyes are open, I now have a definite zero inheritance tax bill to pass onto my children, real peace of mind.
Alex T
Working with Tom Cardwell was refreshingly straightforward. There was no jargon, no pressure, and no overpromising. Each recommendation was backed by legislation and explained properly so we understood both the benefits and the risks. This felt like long-term advice, not a short-term fix.
Nick B